We own the land listed on the website. There is no middle man and we don't sell somebody else's properties.

Yes, we offer financing by owner with a fixed 8% annual interest rate. There is no credit check. Anyone qualifies. We don't charge extra fees for bookkeeping.

No. There is no prepayment penalty. You can pay off any time and save money on interest.

Yes, you can, but must to follow laws, ordinances and get permits. Please keep in mind that property legally is not yours until you pay off the loan and all fees, and receive a recorded deed on your name. State of New Mexico required minimum size of the lot 3/4 acre for the building permit. Old subdivisions were created in 1960's before the current minimum lot size ordinance was enacted, and lot status might be grandfathered.

We can send you a copy of this information.

Do your diligence before purchase.

We provide approximate GPS coordinates using GIS information, county GIS map and Google Maps though these are not perfectly accurate and are a minimum of 20-50 feet off. We checked it personally.  You will be able to find the location of the lot, but not the precise four corners. In some cases you must have a land survey done to the property by a New Mexico Land Surveyor who will install metal markers on the four corners of your land before moving in, building a fence, or any structure on the property.

Some properties are already surveyed, and it will be stated on the listing.

 We pay property taxes during land purchase contract and will bill you for reimbursement. After that it's your responsibility to pay taxes.

Closing cost is $50.00 which includes deed, notary, recording fee and postage. This fee is a subject to change. If notary and recording fees will change, we will charge a little bit more.

After your final payment is cleared by the bank, a Grant Deed will be notarized and mailed to the County Clerk to record. The County Clerk will mail the recorded deed to us, we will make a copy for our records and send you the original deed. It will take approximately 3 weeks. You will be the legal owner from the recording date before you will receive a deed in the mail.

We guarantee that there are no liens, judgements or delinquent taxes.

All properties sold "As Is". All property information provided to the best of our knowledge. We do not guarantee utilities and buildability. Mineral rights are not included and in many cases reserved by the state, subdivider or other entity. We have no knowledge about our mineral rights and can't guarantee it to you.  Water rights for 1 acre feet per year for a single family home is included and guaranteed by the state. You can do gardening for personal use. Water rights for a commercial farming is not included and must be purchased on the open market.

Buyer must to find existing surveyor's markers or hire a licensed surveyor to mark the exact four corners of the property prior to building a fence or any structure on the land. Usually each lot has 5 feet utility line around the property and must to be kept free from permanent buildings.

Property can not be rented, leased, subleased, or sold by the buyer during the "Land Purchase Contract" without seller's written permission.

All utilities installations, fence and other property development is a responsibility of the buyer.

Do your diligence before purchase.